Fraud drains billions from BFSI.

A game-changing fraud scoring layer, powered by mobile operator data through a single API.

Heads of Risk lack the mobile data layer in their scoring/KYC stack : They can’t see SIM status, recent port-out, device-number congruence, or network/geo anomalies

A single API call that delivers multi-data and
multi-country capabilities

Normalize mobile data into an explainable risk verdict to accept, step-up, or block

A Mobile-only identity verification as an API, built on GSMA OpenGateway

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Silent Authentication

Replacing the OTP

KYC Match

Name, birthdate,adress

SIM Status.

Sim Swaped, Activation,
Portability

Others:

Geofencing / Age / Density

Strong Data,
for weak signals

We detect what others cannot see:

Quantifiable Returns :
The Plusmo ROI

Plusmo delivers significant and measurable financial benefits, particularly in fraud prevention and operational cost savings for digital lending platforms.

20%

Chargeback
Reduction

35%

Fraud
reduction

Protect Works?

Step by step.

Unified API Integration Single connection point to multiple mobile operators across regions

1

Operator Network Query
Real-time extraction of SIM state, port history, and device signals

2

Instant Verdict Delivery Actionable decision returned in milliseconds with audit trail

3

Scoring and Dashboard Real-time telco scoring with ROI dashboard

One platform to manage data policies, and make informed decisions

4

Not another OTP Router, our platform turns raw Data into actionable decisions

Plusmo acts as the intelligent decisioning engine on top of operator data - not simply another authentication gateway.

Unlike legacy verification methods that introduce friction late in the customer journey, Plusmo provides upstream risk signals before costly OTP sends or manual KYC reviews.

Telco signal that integrates at any stage of scoring

A single API call delivers telco intelligence into the decision matrix — whether pre-challenge, mid-flow, or post-checks — enabling more confident Accept / Step- Up / Block outcomes.